The Blog - Where Business Collides with Human Nature

Easy Options for Small Business Financing When Banks Won’t Loan

Businesses, particularly those small in size, rely on loans to thrive and prosper.   Since 2007, lending regulations have become tighter resulting in the difficulty for small businesses to obtain loans from credit unions and banks.  The small business community is working to stay afloat as loans continue to lag.

A recent report by the Biz2Credit Small Business Lending Index showed an increase by 4.3% from July to August in loan applications.  Surprisingly, approvals by both big banks and credit unions decreased.

Topics: Banking Business Finance

Small Business Lending is Improving: Tips for Finding and Securing the Right Loan

If you are looking for capital to finance your startup or business growth, many signs suggest that lending markets are showing renewed vigor.

Topics: Banking Government Business Finance

Financing Your Small Business With Credit Cards: The Risks and Benefits

You have a great idea for a business, now how do you pay for it? Financing a startup requires some important decision making, and the choices you make now are likely to impact the business (and your personal finances) for years to come. As banks give out fewer loans, entrepreneurs are increasingly turning to credit cards for business owners to finance their endeavors.

Topics: Banking Credit

SBA Infographic - Number of Businesses Opening vs Closing

The Small Business Administration was close to being eliminated in 1996.  For almost 60 years the Small Business Administration (SBA) has been helping businesses get their start by offering an array of services. 

Topics: Banking Government Business Success Landing Pages