The Blog - Where Business Collides with Human Nature

Easy Options for Small Business Financing When Banks Won’t Loan

Businesses, particularly those small in size, rely on loans to thrive and prosper.   Since 2007, lending regulations have become tighter resulting in the difficulty for small businesses to obtain loans from credit unions and banks.  The small business community is working to stay afloat as loans continue to lag.

A recent report by the Biz2Credit Small Business Lending Index showed an increase by 4.3% from July to August in loan applications.  Surprisingly, approvals by both big banks and credit unions decreased.

Topics: Banking Business Finance

Small Business Lending is Improving: Tips for Finding and Securing the Right Loan

If you are looking for capital to finance your startup or business growth, many signs suggest that lending markets are showing renewed vigor.

Topics: Banking Government Business Finance

Free Cash Flow Calculator

This free cash flow calculator can be used for a quick review of potential gains or losses.  Such a simple cash flow calculator tends not to offer as detailed an analysis as other more robust cash flow forecast tools, but it’s not nearly as complex to use with an easy-to-understand interface and jargon-free tutorials.

Topics: Business Planning Business Finance